Bank of America 信用卡的航空报销福利介绍

关于 Bank of America 航空报销

现在有两张 BOA 信用卡都提供航空报销。不过官方的类别只包含航空杂费，并不包含机票。根据网友的测试，还是有一些其他方式可以获取报销的。本文就详细介绍一下这个福利，以及网友近期获取报销的数据点。

大家可以在 APP 的 card benefit 中看到这个报销的消耗情况。有时候跨年后，这个追踪表还没刷新，建议大家等刷新了再说，不要着急。

官方介绍

这是 BOA Premium Rewards 关于航空报销的 term, Premium Elite 的是差不多的，就不重复贴了。关键词是

• $100 报销按日历年（Calendar Year）计算
• 报销只能用于航空杂费（airline incidental fee）

You are eligible for a statement credit of up to $100 each calendar year if you make qualifying airline incidental fee transactions.

To qualify, you must use your Premium Rewards® credit card to pay all airline incidental fee transactions. Allow 2-3 weeks from qualifying for the statement credit to post to your account. You are responsible for payment of all charges until the statement credit posts to your account. Your account must be open with active charging privileges at the time of statement credit fulfillment.

包含的消费是美国境内的航班杂费，比如升舱、改票费、取消费、托运费、机上娱乐、餐食、航空休息室费用 

Qualifying transactions are those purchases made on domestic-originated flights on certain U.S.-domestic airline carriers that include:

• preferred seating upgrades,
• ticket change/cancellation fees,
• checked baggage fees,
• in-flight entertainment,
• onboard food and beverage charges,
• and airport lounge fees affiliated with eligible airline carriers.

下面一些费用是不包括的，比如买机票、买里程、转里程费用、礼品卡、机上免税购物、另外一些廉航的费用也是不包括的

• Airline ticket purchases,
• mileage point purchases,
• mileage point transfer fees,
• gift cards, duty-free purchases,
• award tickets and fees incurred with airline alliance partners do not qualify.
• Purchases made with the following U.S. domestic airline carriers will not qualify for the Airline Incidental Statement Credit: Allegiant Air, Spirit Airlines, and Sun Country Airlines.

理论上需要和机票分开 charge，不然有可能没法报销。

Airline incidental fee transactions must be separate from airline ticket charges. The airlines must submit the ancillary fees under the appropriate merchant category code (MCC) , industry code or required service or product identifier to be identified as a qualifying airline incidental fee transaction.

这是官方的 term，但是从技术上来说，报销都是根据商家的 MCC 确定的，换句话说只要对上系统就能自动报销啦。如果你的 charge 符合 term，但是没有被自动报销，就大胆找客服就行了。

公布的符合条件的 MCC 是 3000, 3001, 3057, 3058, 3063, 3066, 3132, 3174, 3196 和 3256，对应如下

• 3000 – United.
• 3001 – American Airlines.
• 3057 – East/West Airline (Australia)
• 3058 – Delta
• 3063 – US Airways
• 3066 – Southwest
• 3132 – Frontier
• 3174 – Jet Blue
• 3196 – Hawaiin
• 3256 – Alaskan

报销实测

这部分数据点来自 DOC

其实除了上述官方给的报销外，有的其他消费也是能触发报销的。这里先提醒大家，如果是不符合 term 的消费，等一等看会不会报销，不要联系客服，待会 mcc 被修复了就不好了。

可以获取报销的

如果你不知道把报销用在哪，买 AA Gift Card 先囤着就好。从这个报销一出来，AA GC 都挺稳定的，最好用电脑来买。另外，有网友正在测试 UA Travel Bank 能否获取报销，大家可以等等看，反正才一月

• American Airlines:
  • Baggage check: 1, 2,
  • Award close in fee: 1($75) , 2, 3,
  • Award taxes & fees: 1($11.20) , 2, 3(didn’t work, was for $132) , 4,
  • eGiftcard: 1($50) , 2($100) , 3($50 & $50) , 4($100) , 5($100) , 6($100) , 7($100) , 8($100) , 9($100) , 10, 11($100) , 12($100) , 13($100) , 14($50) , 15($100) , 16($55)  17($100) , 18($88.xx) , 19, 20($100) , 21($100) , 22($100) , 23($50) , 24($100) , 25($100) , 26($100) , 27($100) , 28($100) , 29($100) , 30($100) , 31($100) , 32($100) , 33($100) , 34($100) , 35($100) , 36($100) , 37, 38, 39, 40, 41, 42, 43, 44, 45, 46,
  • Change fee: 1
  • International Preferred Seat: 1
  • Miles transfer: 1
• Alaska:
  • Award taxes: 1
  • Fare change cost: 1
  • In flight food/beverages: 1,
• Delta:
  • Award taxes: 1
  • Comfort+: 1,
  • Change fees: 1
  • Checked baggage: 1
  • In flight food: 1,
  • First class upgrade: 1
• Frontier:
  • Exit row seat fee: 1
  • First checked bag: 1
  • Regular fare: 1,
  • Seat fee: 1
• JetBlue:
  • $5.60 taxes: 1
  • Bags: 1
• Southwest:
  • Early bird check in: 1, 2, 3,
  • Fare: 1(under $60) , 2  ($49)
  • $5.60 taxes: 1, 2, 3, 4, 5, 6,
  • In flight internet: 1,
• United:
  • Award booking taxes: 1, 2,
  • Baggage: 1
  • Flight change fee: 1
  • Additional check in baggage on international flight: 1
  • Seat Upgrade: 1, 2  (didn’t work, but did work after manual intervention)

不能获取报销

• Alaska Airlines:
  • Gift card: 1, 2,
  • WiFi: 1,
• British Airways:
  • Award taxes: 1
•  Delta:
  • Comfort Plus: 1  (you should be able to get this manually adjusted though)
  • eGiftcard: 1  ($50)
  • Skyclub drinks: 1  (got it credited after calling)
• Hawaiian:
  • Gift card: 1  ($100)
• Jetblue:
  • In flight meal: 1,
• Southwest:
  • Award fee: 1
  • Giftcard: 1(under $20) , 2($100) , 3($100) , 4($50) , 5  ($50)
  • Internet: 1,
• Spirit (seems it’s not a covered airline) :
  • Bag fees: 1, 2, 3
  • Seats: 1
  • Inflight food: 1
• Sun Country:
  • Change fee: 1
• United:
  • Award taxes: 1
  • Close in fee: 1
  • Seat upgrade: 1,

其他注意事项

如果你近期打算关卡，一定要把今年的报销用完再关哦，这种报销关卡是不会收回的，被浪费了。