可能是前不久流出的 AMEX Platinum 100k MR 和最近的 AMEX Platinum 梅赛德斯-奔驰版的 75k MR 的开卡奖励使得 AMEX 开始重新考虑年费的事情。据 Reddit 和 DoC 的消息，AMEX 已经偷偷修改了条款，原本的按比例（Refund pro rata）退款被修改成了 30 天后不可退款。
详情摘要
自 2016 年 9 月 1 日起，在包含年费的账单出账起 30 天内销卡的，AMEX 会全额退还年费。若超出这段期间，年费是不可退还的。地址位于马萨诸塞州的不适用本条，继续可以获得按比例退还年费。
条款原文
Effective September 1, 2016, in Part 2 of the Cardmember Agreement, we are amending the Closing your Account sub-section in the Other important information section by inserting a new paragraph after the first sentence:
If an Annual Membership fee applies, we will refund this fee if you notify us that you are voluntarily closing your Account within 30 days of the Closing Date of the billing statement on which that fee appears. For cancellations after this 30 day period, the Annual Membership fee is non-refundable. If an Annual Membership fee applies to your Account, it is shown on page 1 and page 2 of Part 1 of the Cardmember Agreement.
If your billing address is in the Commonwealth of Massachusetts at the time you close your account, this policy will not apply to you.
我刚申请了白金卡，该怎么办？
由于新政策九月起才生效，技术上你还是可以在生效前要求获得按比例退还的年费的。不过，刚开卡没几个月刚拿到点数就销户容易把 AMEX 惹毛。
